Priva Capital | Refinance Your Property

Refinance Your Property With Confidence

Lower your monthly payments with flexible terms and fast approvals. Priva Capital finds the right solution — even when banks say no.

Fast Approvals
Competitive Rates
Flexible Terms
Low Credit Score
Debt Consolidation
Self-Employed Income
Tax Arrears
Late Payments
60-Day Notice
Bankruptcy
Unemployment

Get Your Free Quote

See how much you could save in just 2 minutes.

By submitting this form, you consent to being contacted by Priva Capital via phone, email, or text message regarding your inquiry. No obligation. Your information is kept confidential.

Thank You!

We've received your information. A Priva Capital specialist will reach out within 24 hours to discuss your refinance options.

$120M+
Loans Funded
800+
Properties Refinanced
48hr
Average Approval
4.9/5
Client Rating
4.9 Stars on Reviews

Why Refinance With Priva Capital?

We make refinancing simple, fast, and tailored to your unique situation.

Lower Your Payments

Reduce your monthly mortgage by refinancing at today's competitive rates. Keep more money in your pocket each month.

Fast, Simple Process

No red tape, no endless paperwork. Our streamlined process gets you from application to approval in as little as 48 hours.

Flexible Terms

We structure loans around your needs, not the other way around. Choose terms that fit your investment strategy.

All Property Types

Single family, multi-family, commercial, mixed-use — we refinance it all. No property is too complex for our team.

Confidential & Secure

Your financial details stay between us. We handle every file with complete discretion and professionalism.

Dedicated Support

Work with a personal loan specialist from start to finish. We're here to guide you through every step of the process.

How It Works

Three simple steps to lower monthly payments.

1

Submit Your Info

Fill out our quick form with your property details. It takes less than 2 minutes.

2

Get Your Quote

A Priva Capital specialist will review your details and present tailored refinance options.

3

Close & Save

Choose your best option, close quickly, and start saving with your new lower rate.

What Our Clients Say

Real stories from property owners we've helped refinance.

"I was paying way too much on my duplex mortgage. Priva Capital refinanced me in under two weeks and I'm saving $650 a month. The process was incredibly smooth — they handled everything."

ML

Marc Lemieux

Duplex Owner, Laval

"The banks turned me down because of my credit history. Priva Capital looked at my property's value and got me approved in 48 hours. They gave me a second chance when no one else would."

SB

Sophie Bouchard

Homeowner, Longueuil

"I refinanced my commercial property through Priva Capital and consolidated all my debts. My cash flow improved dramatically. Their team truly understands real estate investors' needs."

JT

Jean-Pierre Tremblay

Investor, Montreal

Frequently Asked Questions

Everything you need to know about refinancing with Priva Capital.

We refinance a wide range of property types including single-family homes, multi-family properties (2+ units), commercial properties, investment properties, and mixed-use buildings. If you're unsure whether your property qualifies, reach out and we'll let you know.
We work with a wide network of lending solutions, which means we can move much faster than traditional banks. Many of our clients receive a preliminary approval within 48 hours of submitting their application. The full process from application to funding typically takes 2-3 weeks.
Our rates are competitive and depend on factors such as property type, loan-to-value ratio, borrower experience, and loan term. We tailor rates to each unique situation. Submit a quote request to get a personalized rate for your scenario.
We focus more on the property value and your overall financial picture rather than credit score alone. We work with a wide range of borrowers, including those who may not qualify through traditional bank financing.
No. Submitting a quote request through our website does not impact your credit score. We only run a credit check with your permission if you decide to move forward with an application.

Received a 60-Day Notice? We Can Help.

Whether it's a 60-day notice, credit issues, or banks that turned you down — we find the solution you deserve. Talk to a specialist today.